"For all have sinned and come short of the glory of God" Romans 3:23
If you are honest, you know that you have lied. That is a sin. You are a sinner. I am a sinner. All mankind are sinners.
How did you become a sinner? What is the price for sin?
"Wherefore as by one man sin entered into the world, and death by sin, and so death passed upon all men, for that all have sinned. Romans 5:12
This is the story of Adam and Eve in the Garden of Eden. God told them they could eat from any tree but the tree of knowledge of good and evil. They disobeyed God and ate from that tree. A sin was committed. That sin was passed down to you and me.
"But God commendeth his love toward us, in that while we were yet sinners, Christ died for us."
God loves you very much. He does not want you to go to Hell. In fact, He loves you so much that He sent His Son Jesus to die on the cross. Jesus actually lifted the sins from you and placed them upon Himself. When they nailed Jesus to the cross, the blood that came from Him cleansed your sins. When He died on the cross, He paid your price for sin, Death, They buried Jesus, but he arose from the dead. He conquered Death and He conquered sin.
"For the wages of sin is death; but the gift of God is eternal life through Jesus Christ our Lord."
Eternal life is a present. You can't get baptized into Heaven, pay money to get into Heaven. In fact you can't do anything to get into Heaven, except to be sorry for your sins and trust Jesus dying for you as your only way into Heaven.
"For Whosoever shall call upon the name of the Lord shall be saved" Romans 10:13